introduced customized financial services and innovations that provide greater customer convenience, speed and reliability with ever-greater consideration of consumer protection and customer privacy. Being
administrative expenses to operating revenue, and tax benefits from BOI. Operating revenue continued to show growth compared to 9M/2018, mainly driven by 4 key growth drivers including “Younique Customized
customer experience. Revise customer screening criteria on a regular basis to reflect customer risk profile. Credit policy has been tailored for each customer segment. Industry pre-screening criteria
market value Payment term By cash with 30 days of credit term The reason The Company sold brand new customized AGV products to KPPH for its production purpose. 2nd transaction Partners of Contract Seller
creating innovative products and comprehensive services for an excellent experience among all customer groups. In keeping with changing customer expectations, we tailored financial services that provide
4 ปัจจยั ไดแ้ก่ “Younique Customized Furniture 4.0” ซึง่เตบิโต 47.8% โครงการในประเทศ ซึง่ เตบิโต 8.0% ช่องทางออนไลน์เตบิโต 193.8% และรายไดจ้ากการใหเ้ช่าและบรกิาร ซึง่เตบิโต 20.1% โดยสดัสว่นรายได้ จาก
contributed from online sales which increased impressively by 155.0%, “Younique Customized Furniture 4.0” which increased significantly by 55.1%, and domestic project which increased by 9.8%. • ILM successfully
provide smart personalized “Financial and Life Solutions” to the right customer at the right time. We continue our endeavor to deliver an excellent customer experience with ever-greater consideration of
กการขายสนิคา้เตบิโต 2.2% โดยมปัีจจยัสนับสนุนหลกัจากยอดขายออนไลน์ซึง่เตบิโตอยา่งโดดเดน่ 133.1% และ “Younique Customized Furniture 4.0” ซึง่เตบิโตอยา่งมนีัยส าคญัถงึ 25.0% ถงึแมว้า่ภาพรวมของก าไรขัน้ตน้