modules SECTOR MATERIALITY AND RELEVANCE 15 TC FD K EY S EC TO R S Energy Transport Materials Agriculture Finance Oil & gas Coal Electric Utilities OEMs Services Cement Steel Metals & mining Chemicals
V3 27/02/63 0 V3 27/02/63 1 Management Discussion and Analysis Overview of the Economy and Banking Industry Thai Economy in 2019 In 2019, the Thai economy grew by 2.4 percent year-on-year, down from
quarter. C Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the Second Quarter of 2019 1 1.2 Banking Industry and Competition 2 1.3 Significant
41,766.59 - - allowing any person to use one’s own securities trading account or banking account, or using any person’s securities trading account or banking account* 0 3 150,000.00 - 62,649.00 - - Grand
Infrastructure Criteria and the Waste Management Criteria under the Climate Bonds Standard respectively. Land and land management assets for the cultivation/ production of feedstocks and biomass for bioenergy
concealing material facts that should have been stated; (3) failing to perform duties as director or executive (4) allowing any person to use one’s own securities trading account or banking account for payment
materials during Q3/2017, therefore, COGs per revenue still increase 2% to 82%, comparing to 80% of last year. o Regarding to fierce price competing, company faced with difficult situation in price adjustment
, increasing 0.2% YoY, which is all-time highest number. Total revenue from core business was Bt3,147mn, decreasing 5.7% YoY. Number of “Boonterm kiosk” was 130,481, increasing 0.3% YoY. Banking agent
profit was Bt104.3mn, decreasing 28.2% YoY • Total revenue from core business was Bt667mn, decreasing 17.1% • Banking agent business (of which the Company is the agent for 6 commercial banks: KTB, KANK
points at the end of 2018. Overall Business Operations The Bank’s loan portfolio during 1Q19 grew 1.9% with growth driven by corporate banking loans, real estate development loans and housing loans while