Type of securities : Common share | Effective Date : 19/01/2024 | Close Selling Date : 02/02/2024

ประเภทหลักทรัพย์ : หุ้นสามัญ | วันที่มีผลใช้บังคับ : 19/01/2567 | วันที่ปิดการขาย : 02/02/2567

, several commercial banks may continuously set aside high provisions and focus mainly on debt restructuring in order to control loan quality, even though the Bank of Thailand’s leniency in asset

place policies, processes, operational procedures and criteria for loan transactions and credit risk management which are in compliance with the government’s single-account scheme, taking into

economic situation which could affect loan quality, provisioning and guidelines for debt restructuring as commercial banks must comply with the Thai Financial Reporting Standards (TFRS9): Financial

. 1. Credit card loan measures (1) Establish credit limits for new credit card applicants based on their monthly income as 3 deemed appropriate for their debt servicing ability: - For applicants earning

support franchise business starters seeking 13 to become an established brand through a franchise credit program and a loan program granted jointly with sponsors, which has been implemented continually and

million and part of account receivable Baht 1,238 million). However, the Company also recorded Expected credit losses on loan purchased of receivables in accordance to present the Company’s performance on

). However, the Company also recorded Expected credit losses on loan purchased of receivables in accordance to present the Company’s performance on Cash basis. ● The Company recorded Deferred tax assets that

status and sound debt servicing ability. We have also developed customer early warning signs and behavior monitoring to ensure efficient customer monitoring and recovery and collection processes. Credit