-financial-innovation Nakarin Amarase, Ph.D. Head of External Affairs, Corporate Strategy Function, Siam Commercial Bank PCL. SEC Capital Market Symposium 2023 Financial Innovation Economic Growth Creativity
higher selling price and higher sale volume in CNF incoterm, while lower unit sold and appreciation of Thai baht against US dollar. . Cost of goods sold and expenses Three-month (Thousands Baht) Change
is approximately 120,000 megawatts, which are significantly from natural gas and coal-fired power. Demand growth is estimated to increase 1.3 percent annually. South Korea electricity market is cost
increased 63.10 percent due to higher gain from exchange rate. 1.2 Cost of goods sold and expenses Consolidated (Thousands Baht) Year Change 4th Quarter Change 2018 2017 Amount % 2018 2017 Amount % Cost of
incomes increased 0.22 million baht. Total increased 1.26 million baht. Cost of sales for the three months ended March 31, 2017 amounted to 31.76 million baht. (2016: amounting to 29.19 million baht) The
incomes decreased 0.47 million baht. Total decreased 5.78 million baht. Cost of sales for the three months ended March 31, 2019 amounted to 30.00 million baht. (2018: amounting to 28.26 million baht) The
gain on sale of investment last year. Finance Cost In 1Q19, the finance cost was THB 25 million, an increase of 81.1% due to bond issuance in 3Q18. Net Profit The Company reported net profit of THB 1
. amount Baht 3.09 million. The other income went down 18.48% amount to Baht 5.00 million. 2. The cost of medical treatments when compared to income from medical treatments decreased 2.56% due to the cost of
Suit Co.,Ltd. amount Baht 10.17 million. The other income went up 19.47% amount to Baht 4.38 million. 2. The cost of medical treatments when compared to income from medical treatments increased 1.11% due
from export sales which was affected by Thai baht appreciates against US dollar. Other income increased 245.62 percent, due to higher gain from exchange rate. . Cost of goods sold and expenses (Thousands