EUROPEAN MARKETS l Page 7 1 2 3 4 II. Approaching Green Bond Premium I. Introduction of Green Bond IV. Conclusion & Implications Distribution of green and conventional bonds from January 2016 to December

การประเมนิมลูคา่ WTP ใน Green bond จากแบบสอบถาม ความสนใจลงทนุ อา้งองิจาก Yield ของ Green bond และ Conventional bond Yield ของ Green bond = Conventional bond Green bond 96% Conventional bond 4% Yield ของ

อัตราผลตอบแทน (Yield) จากการลงทุน Green bond เมือ่เปรียบเทียบกับการลงทุนในตราสารหนี้ทั่วไป (Conventional bond) หรือค่า Greenium1 1 Green bond premium or Greenium: the difference in yield between green

expense over earned premium moreover increased from 58.1 % in the same period last year to 63.5% this year because the term and condition of compulsory motor policies had been adjusted in accordance with

three-month period ended September 30, 2019 is THB 58.91 million, an increase of THB 31.19 million (112.5%) relative to last year quarter’s. This is mainly due to the following factors: 1. Motor insurance

, PDI stopped its mining activities in 2016 and ceased conventional zinc business by the end of 2017. Whilst sustaining the zinc business as a trading business, PDI reassessed its business structure to

economy growth in 2019, the slowdown of Government’s energy Saving programs promoting the replacement of conventional lamps to LED and the delays of sales revenue recognition resulting from product

amount of Baht 47.69 million, due to several large claims incurred in this quarter and also the increase of company’s retention in motor compulsory business. 2. The decrease of net investment revenue and

over net earned premium increased from 57.77% in the same quarter last year to 62.51%, as the terms and conditions of compulsory motor insurance had been adjusted in accordance with the notification of

declined from 63.48% to 58.46% mainly because the Company had adjusted the premium rate and condition of some non-motor policies. The overall loss ratio therefore was in decline. 2. Net investment revenue