.  High Net Worth Individual KBank’s collaboration with Lombard Odier, our business partner, continued with the objectives of enhancing our products and services to be on par with world-class standards

stewardship and engagement 10 1.0 2.0 Directly seeking outcomes on systemic issuesand common goals Addressing risks to individual assets, building foundation of governance How can investors better deliver

individual level: Authorities need to help households build immunity through financial and digital education so that all individuals have sufficient and long- 4 term savings for retirements and channels of

governance, appropriate risk management and effective cost management. At the same time, we have focused on collaboration and synergy with other companies within KASIKORNBANK FINANCIAL CONGLOMERATE, Muang Thai

marginal part, which represents the dynamic behaviour of each individual marginal, and the copula part, which represents the joint dependence among those individual components. Specifically, the REITs

extended our aspiration to become the most-preferred platform that can meet customers’ needs in every aspect of their lives. All of these endeavors aim to understand and anticipate each individual customer’s

............................................................................................ 23 COLLABORATIVE ENGAGEMENT Effective Collaboration ...................................................................................................................................... 26 Group

in which they invest in order to assess their individual circumstances, performance and long- term potential, and to consider whether there is value in intervening to encourage change. 2.3 Proactive

control system at the firm level and the individual engagement level, the SEC encourages all stakeholders to attain a better understanding and awareness of their roles within the ecosystem, from the

international comprehensive wealth management service, KBank aims to help our High Net Worth Individual clients attain their definition of perfect wealth and augment their prestige. With ongoing collaboration