i l i t y Environmentally friendly and reducing the environmental impacts of our own operations Financial support to environmentally- friendly businesses Financial inclusion and financial literacy

) -45% 10% Profit attributable to owners of parent 1,168 (1,546) 214 -82% 114% Basic earnings per share (Baht) 0.85 (1.12) 0.16 Note: 1/ EBITDA from Refinery Business of the Company, BCP Trading Pte. Ltd

increased ,as well as the Social security revenue of subsidiaries increased due to Social Security Office has increase the basic capitation payment rate in year 2020 . 2. Cost of hospital operations increased

general patient decreased. However Social security revenue of subsidiaries increased due to the increase of the basic capitation payment rate in year 2020. 2. Cost of hospital operations & Administrative

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. Basic shareholder rights are well established, and shareholders freely trade their shares, participate in shareholders meetings—including by proxy—and receive a range of information from listed companies

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

support environment-friendly businesses and projects via the integration of environmental and energy management practices into all our operations.  Society: KBank issued the Diversity Management statement

(3) -103% Elimination (73) (41) 6 108% 115% (228) (134) 41% Profit attributable to owners of the Company 918 1,316 1,386 51% 5% 4,773 5,778 21% Basic earnings per share (Baht) 0.67 0.96 1.01 3.47 4.20