) contains a salient point on amendment to the Bank of Thailand’s limited authority under Financial Institution Business Act B.E. 2551 (2008) to ensure enhanced efficiency in supervising specialized financial
collateral appraisal have been revised to ensure greater flexibility based on the principle of reliability to reflect its true value in order to ensure increased efficiency in collateral appraisal and
ensure enhanced security for customers’ transactions and increased efficiency in fraud detection via transaction fraud module for a broader coverage of transactions via various channels. Enhancement of
reduction of raw materials. Selling Expenses Selling expenses of Q3’2018 was Baht 390 million, decreased by Baht 24 million or 5.8% from Q3’2017, mainly from increased efficiency of advertising and
clients to apply innovations and digital tools appropriate for their business operations, such as the use of software for accommodation management and pharmacies, for increased efficiency in account and
maintaining our leadership in digital banking services. We have assessed risk management and status, and set the risk target and 2018 Cyber Risk Management Roadmap for enhanced efficiency in work process
Baht 1,998 million, decreased by 4.6% or Baht 97 million, from Baht 2,095 million in the fiscal year 2017, mainly from increased efficiency to control expenses. Fire incident impact In the fiscal year
comply with the Bank of Thailand’s regulations and directions. Early warning signs were developed with the use of transactional data and customer behavioral data for enhanced efficiency in customer risk
the form of an e-Coupon to online traders and K PLUS Shop users. Along with this, we have upgraded the system to accommodate a rising volume of transactions for enhanced efficiency and stability. In
borrowers with good track records, as well as existing low-risk customers. Early warning signs were also developed with the use of transactional data for enhanced efficiency in risk monitoring and portfolio