may span a spectrum, such that some may be considered asset owners and others asset managers. 6. Broadly speaking, asset owners include pension funds, insurance companies, investment trusts and other

time, we have focused on collaboration and synergy with other companies within KASIKORNBANK FINANCIAL CONGLOMERATE, Muang Thai Life Assurance Public Company Limited and our business partners, for service

rate of the extend period amount of 1.85 million baht. **** The interest calculated by the approved loan and the period of loan. 4.1.2) Guarantee Fee Guarantee Fee 1 % per annum of Collateral’s value

Life Insurance, featuring a tax-free 24-month fixed deposit product plus Pro Saving 615 Guarantee or Retirement 60/5 and Whole Life 99/5. For loan products, KBank prioritizes customer screening per our

and reporting Engage the Risk and Audit Committees. The Risk Committee evaluates financial impacts of risks to business, while the Audit Committee can ensure the quality assurance of climate-related

of Standards and complementary tools, including a glossary, guidance materials, assurance framework and training for different actors across the capital and investment spectrum. The Standards build on

Position Analysis 22 4.3 Loans and Deposits 24 4.4 Treasury Operations 28 4.5 Operating Performances of K Companies and Muang Thai Life Assurance PCL 29 4.6 Capital Requirements 30 4.7 Credit Ratings 31 5

domestic automotive industry while also maintaining healthy asset quality. Meanwhile, KASIKORN FACTORY & EQUIPMENT CO., LTD. enjoyed continually high loan growth. In addition, Muang Thai Life Assurance PCL

falling interest expenses. Meanwhile, non-interest income decreased Baht 1,030 million or 1.62 percent, due mainly to a decline in net insurance premiums. At the same time, operating expenses rose Baht

KASIKORNBANK FINANCIAL CONGLOMERATE, Muang Thai Life Assurance Public Company Limited and our strategic partners. Being aligned with our business strategies for 2018, KBank and subsidiaries thus reported Baht