China announced delays of their planned hikes of import tariffs on certain products. 6 To cope with domestic and international economic and political uncertainties as well as abrupt changes in capital

) housing loan control measure which has been effective on April 1, 2019. MK assisted customers by negotiating with banks to reduce the burden of down payments by way of refinancing their existing housing

and international economic and political uncertainties as well as abrupt changes in capital movements, KBank is closely monitoring the situation and assessing possible impacts, placing importance on

liquidity, while still retaining employees, which are important long-term resources of the Company. In Europe, the Company is assisted by the government of various countries such as Austria, Germany

assisted by the governments of various countries such as Austria, Germany, Switzerland, Poland, and the Czech Republic, in the form of subsidies for payrolls, and tax relief. In Germany where the Company has

tourism industries, KBank granted them credit lifelines to ensure that they have sufficient liquidity to stay afloat. Regarding customers with business potential, we offered advisory services and assisted

inventory loss in the amount of THB 2,517 million (including lower of cost or market (LCM) THB 689 million), the quarter was marred under a state of abrupt decline of oil price in the global market during

to Thailand, which caused the Thai Baht to strengthen rapidly. To cope with domestic and international economic and political uncertainties as well as abrupt changes in capital movements, KBank is

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

Commission: I, ………(applicant’s name)………., a certified public accountant No.………………..., working with ………….(name of the audit firm)…………., hereby certify as follows: 1. My immediate family members, including