. However, people still have anxiety about the widespread of COVID-19 which affect the decision in going to the hospital, led to a significant decrease in regular patient traffic compared to the same period
which correspondent to the low level of Consumer Confidence Index, while household debt has steadily increased and anxiety for employment situation in the future, all these affected to the expenditure of
information technology system, inaccessibility or unusability of building or personnel unable to come for work in both temporaty or permanently cases. 3.3 Business Impact Anaysis Companies shall analyse a
the decline. Exports, in particular, shrank in line with signs of global economic weakness and anxiety surrounding the trade spat between the US and its major trade partners. Moreover, private
should be prepared for other regulatory changes including the Basel III capital requirements and the International Financial Reporting Standards (IFRS9), which will come into effect in 2020. 1.3
appoint competent officers to perform duties in accordance with this Act. Such ministerial regulations shall come into force upon publication in the Government Gazette.
. Meanwhile, the private sector remained slow down the investment because there was worry about political stability after the election. Household sector paid more attention on spending because there were still
service, emphasizing on convenience, simplicity, and worry-free to use mobile data. Competition in fixed broadband has been heightened by the incumbents. Although an average industry ARPU remained in a
sectors, in particular tourism, manufacturing and exports. The situation eroded confidence of investors, leading to increased anxiety about a new round of economic crisis which prompted them to sell off
cryptocurrencies wealth effect spills over into real estate prices, and not vice versa. Appendix (BAYC Otherside) The wealth effect works in BOTH directions. So, why should we worry about wealth effect #1: Is