E_1 Legal_FA_2015_12_29-c A FFeeCCoorrppLL44..11hhiigg A Executive Summary Management Discussion and Analysis For the Quarter Ended September 30, 2017 The Thai economy maintained steady growth in the

Baht to 66.02 Million Baht or 13.95%, due to corporate marketing and sales alignment. 2. Our net loss for Q3 is 3.17 Million Baht compare to net loss 5.32 Million Baht Q on Q, due to decreasing in

Bt574 from Bt635 in 4Q17 but stabilized from 3Q18. Regulatory fee was Bt1,420mn and accounted for 4.2% of core service revenue, steady from last quarter. Network OPEX was Bt7,366mn, increasing 47% YoY and

packages. Moreover, the operators are promoting the adoption of 5G through various 5G packages bundling with affordable 5G devices to increase ARPU. The home broadband industry experienced steady growth with

to certain groups of customers and limited growth in some types of loans amid an uneven economic recovery. In addition, net fees and service income of the banking system continued to enjoy steady

and foreign exchange transactions enjoyed steady growth. Meanwhile, our impairment loss on loans and debt securities grew at a decelerating rate in line with NPLs to total loans which declined slightly

-SME Medical Micro Credit, to be used as working capital and for business expansion. Moreover, KBank continued to expand Electronic Data Capture (EDC) to merchants in alignment with the National e

ECB resolved to hold its policy rate steady at zero percent. However, the ECB lowered its interest rate on the deposit facility, putting it more deeply into negative territory, while it also planned to

investment technologies plus varied functions in alignment with investor behavior in the digital era. KASIKORN ASSET MANAGEMENT CO., LTD. remained at the top of the mutual fund business. KASIKORN LEASING CO

Industry (Laos) Co., Ltd. of 50.10MB was included in year 2016. The company sustained steady progress in its make-over strategy into renewable Energy by acquiring another 30MW of solar farms in Thailand in