1 3Q20 MD&A Advanced Info Service Plc. Executive Summary Continued economic impact on mobile business despite improved pandemic situation in Thailand With well-managed pandemic situation, domestic

through Tender Offer Process Referring to the Conditional and Non-Binding Letter of Intent dated 5 September 2017 submitted by Advanced Info Service Public Company Limited (the “Company”), for the

remaining available credit. Customers can also verify cheque status, both received and issued, and the system gives advance notice of potentially returned cheques. Working with Advanced Info Service Plc and

operating performance of the wholly-owned subsidiaries of KBank was also satisfactory in terms of quantity and quality due to the concerted efforts of all units involved. KASIKORN SECURITIES PCL has developed