quarter of 2018, credit demand improved from the previous quarter, due to SMEs’ requirements for working capital and inventory build-up purposes, especially in the agricultural sector. Demand for loans from

Company underwent new Passenger Service System (PSS) migration. Comprising of Reservation & Ticketing and Departure Control System, the following functions will be improved in order enhance passenger

% q-on-q declining gas price (despite a 1.0% y-on-y increase) and 3) new industrial-user (IUs) clients. EBITDA margin also improved to new-high level of 28.3%, thanks to contributions from Vietnam solar

year ended 31 December, 2018, which the Company believes it is primarily due to the strategy in selling high-value assets and improved economic condition and (ii) The Company cash collected from the

, we have enjoyed significant tax benefits). However, the company is expecting to achieve improved profits before income tax through efficient NPLs and NPAs management in the future. Financial Status BAM

Limited Management Discussion and Analysis for the Second Quarter ended 30 June 2017 Page 4/22 improved consumer confidence and income of farm households. These drivers combined to support growth momentum

continuously improved, mainly due to a growing number of exporting goods by 10.9 percent. This expansion was said to be at the highest rate in 4 years. The private consumption has also increased with declining

, supporting by the Chinese tourists reverted to the level of pre-illegitimate tour operator crackdown. Private consumption continually increased as supported by improved consumer confidence and income of farm

percent, greatly improved from the second quarter. Kasikorn Research affirmed that Thai exports increased by 9.3 percent for the past nine months. The spending of both private and public sectors also

Baht 1,650 million. During 2017, the overall asset quality of the Bank improved with the decline in Non-Performing Loans (NPLs) and special mention loans also exhibiting a positive improvement