million, equaled to 2.60% of the total revenue from operations. The main reason came from the effect of COVID-19 pandemic, resulting in travel restriction and quarantine, curfew announcement, etc. The
tourism as a result of travel bans together with weak domestic consumption that has started since the last quarter of 2019 has led After You to slowdown major branch expansion and concentrate more on
travelers segment revenue declined further due to border closure and travel restriction. In addition, NBTC’s mandate for free data & voice in Apr-May caused significant drop in prepaid top up, while the
financial transaction with security global standard on smartphone and iPad. This service provides an easy-to-use and response in various applications especially, convenient, faster and unlimited transaction
Limited Management Discussion and Analysis for the Second Quarter ended 30 June 2017 Page 6/22 3.1 LH Bank M Choice Service is a financial transaction with security global standard on smartphone, iPad and
with security global standard on smartphone, iPad and tablet. This service provides an easy-to-use and response in various applications especially, convenient, faster and unlimited transaction in
expenses and service convenience such as; 3.1 LH Bank M Choice Service is a financial transaction service with the security equal to the global standard on smartphone, iPad and tablet. This service provides
convenience such as; 3.1 LH Bank M Choice Service is a financial transaction service with the security equal to the global standard on smartphone, iPad and tablet. This service provides an easy-to-use and
security global standard on smartphone, iPad and tablet. This service provides an easy-to-use and response in various applications especially, convenient, faster and unlimited transaction in everywhere that
security global standard on smartphone, iPad and tablet. This service provides an easy-to-use and response in various applications especially, convenient, faster and unlimited transaction in everywhere that