economic environment may also have an adverse impact on Group sales. Any failure in the Group's efforts and strategies to maintain the strength of the Brand in the face of adverse macroeconomic or

: Pursuant to 11 August 2 Company’s the Compa The Compa net profit of profit margi in the cons million baht profit ratio o The remark last year an from the fir jumped in recovered t a foundatio The details

kiosk usage and money trafer service which has continuously growth. 3) Advertising income was Bt12mn, decreased 7.7% YoY, due to purchasing power of consumers was not recovered to normal. As a result, the

purchasing power has still not recovered. This is reflected in the consumer confidence index which remains at very low levels, with consumers remaining concerned over high levels of household debt and their

result, Private investment has declined dramatically while the Tourism sector has not yet recovered. The overall economic support comes from the government spending. Both fixed expenses and capital

of foreign tourists continued to increase due to the relaxing of outbreak control measures and international travel restrictions. As the result, the commerce and service sectors recovered and the

equipment in the data center and exploit such access to circumvent logical access controls and gain inappropriate access to systems. Financial data cannot be recovered or accessed in a timely manner when

Accelerated government spending Source: NESDC, BOT (Apr 2024) Public investmentBillion baht 1Q2022 3Q2022 1Q2023 3Q2023 1Q2024 3Q2024 350 250 150 The Thai economy has not yet fully recovered from the Covid-19

Deposit Baa1 Baa1 Baa1 Short-term Deposit P-2 P-2 P-2 Senior Unsecured Debt Instrument Baa1 Baa1 Baa1 Subordinated Debt Instrument Baa3 Baa3 Baa3 Financial Strength (BCA) baa2 baa2 baa2 Outlook Stable

still intense competition together with exchange rate fluctuations causing the sales of this product of the company to decrease. However, the company expects that with the strength of sale channel and