restructuring and cost management as well as reserve requirements to comply with LCR guidelines under Basel III. In terms of loan quality, non-performing loan (NPL) stood at Baht 465 billion or a ratio of 2.98

Baht 349.94 million, which was increased of Baht 47.69 million or 13.63 percent. As a result of effective ownership transferring was increased. These include Baan Pha Piyarom Lake Grande, Baan Pha

and environment – under good corporate governance, appropriate risk management and effective cost management. Prioritizing the development of technological solutions with the aim of becoming “Customers

insignificant to the consideration of the application in such case, and that the benefits to be gained from compliance with such regulations or conditions are not cost-effective; (2) the applicant is bound by

Baht 354.51 million, which was increased of Baht 41.44 million or 11.69 percent. As a result of effective ownership transferring was increased. These include Baan Pha Piyarom Niva, Natureza Phase 2, Baan

Service Revenue The Company and its subsidiaries’ rental income and service revenue earned increase of Baht 0.68 million or 1.26 percent. 2  Expenses Cost of Sales The Company and its subsidiaries have the

at THB 51 mil. (10.3%), 3.2% incremental primary by impairment losses on trade accounts receivable in accordance with Thai Financial Reporting Standard No.9, which is effective in Q1 20 of THB 1.4 mil

effective ownership transferring was increased. Cost for rent and service The Company and its subsidiaries’ cost for rent and service increased of THB 0.76 million from property investment and service. 2

32.84 million or 18.30% because of effective cost control. Net Profit (Net Loss) of Company’s operation Net profit (net loss) of the group of the company’s operation for the Year End 2019 ended December

sales when compared to the same period of 2018, with cost of sales of 660.98 million baht or 86.82 percent of sales due to lower product prices. Including appropriate and effective cost management