addition, KBank continued to promote e-Donation service via the QR Donation program on K PLUS with the aim of supporting an efficient and transparent donation mechanism, while also providing greater

on current, transparent and qualified data. The credit approval processes and systems are designed to align with customers’ characteristics. Medium and Large Business customers with sophisticated

preferable and discouraged practices are defined to ensure quality of credit extension. Our credit risk management is based mainly on current, transparent and qualified data. The credit approval processes and