E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

Million Q1/2019 Q4/2019 Q1/2020 % Inc. (dec.) yoy qoq Total Asset 107,667 115,790 118,978 10.5 2.8 Cash 6 5 6 0.0 20.0 Interbank and money market items – cash at financial institutions 532 1,379 660 24.1

. Unit: Baht in Million Q1/2019 Q4/2019 Q1/2020 % Inc. (dec.) yoy qoq Total Asset 107,667 115,790 118,978 10.5 2.8 Cash 6 5 6 0.0 20.0 Interbank and money market items – cash at financial institutions 532