expected credit losses of accrued interest income on loans purchased of Baht 1,238 million and an impairment on asset quality Baht 54 million) Therefore, in Q1/2020, the Company has recognized an implied

, in Q1/2020, the Company has recognized an implied lower impairment on asset quality compared to that of Q1/2019 in which we recorded a bad debts and doubtful accounts of Baht 219 million. Income Tax Q1

different from the future results, performance or achievements expressed or implied by such forward-looking statements. These forward- looking statements are based on numerous assumptions regarding the

“life insurance company” means a life insurance company under the Law on Life Insurance; (6) “successor” means a person who buys securities of an issuing company with an obligation, explicit or implied

(implied by a declining emissions performance trajectory), fixed targets are established at the midpoint of the bond’s term along the trajectory (see Box 3 for example using Sydney offices). Adopting this

, performance or achievements of the Company to be materially different from the future results, performance or achievements expressed or implied by such forward-looking statements. These forward-looking

or implied, as to the accuracy or completeness of the information contained in this document or otherwise made available nor as to the reasonableness of any assumption contained herein or therein, and

makes any representation or warranty, express or implied, as to the accuracy or completeness of the information contained in this document or otherwise made available nor as to the reasonableness of any

Disclaimer None of the Company makes any representation or warranty, express or implied, as to the accuracy or completeness of the information contained in this document or otherwise made available nor as to

or warranty, express or implied, as to the accuracy or completeness of the information contained in this document or otherwise made available nor as to the reasonableness of any assumption contained