% Foreign exchange gain (loss) (362) 74 99 (588)% (466)% EBITDA 6,066 5,486 8,393 11% (28)% Depreciation and amortization 4,880 4,464 3,986 9% 22% Operating income 1,185 1,022 4,407 16% (73)% Share of profit
(expenses) 13.07 (5.09) Operating income (loss) (47.27) 105.26 Reversal (set up) allowance for bad debt and doubtful account 4.22 (102.07) Net income (loss) (43.05) 3.19 - Share of loss from other associated
Commission) 01/06/2008 12. Report/Form (Notification of Securities and Exchange Commission) Form 14-1 Report on Gross Operating Income for Annual Transaction Levy Calculation 13. Circular 2/2547 19
and service income to operating income ratio 24.1% 27.3% 24.7% (3.2)% (0.6)% Expense to operating income ratio 39.9% 45.5% 40.7% (5.6)% (0.8)% Return on average assets * 1.17% 1.10% 1.13% 0.07% 0.04
income ratio 21.2% 21.3% 23.2% (0.1)% (2.0)% 22.2% 23.5% (1.3)% Expense to operating income ratio 43.5% 42.8% 41.9% 0.7% 1.6% 42.1% 42.8% (0.7)% Return on average assets * 1.14% 1.16% 1.06% (0.02)% 0.08
interest margin 2.48% 2.46% 2.34% 0.02% 0.14% Net fees and service income to operating income ratio 23.9% 24.3% 24.1% (0.4)% (0.2)% Expense to operating income ratio 42.6% 56.2% 39.9% (13.6)% 2.7% Return on
% EBITDA 2,112 4,116 4,951 20% 134% Depreciation and amortization (690) (2,080) (2,074) (0%) 201% EBIT 1,422 2,036 2,877 41% 102% Finance costs (372) (1,197) (1,041) (13%) 180% Other non-operating income and
)% 11,457 10,193 12% Operating income 4,524 6,213 5,444 (17)% 19,845 11,065 79% (3) Share of profit/(loss) from JV (120) 146 (44) 170% (76) (343) (78)% (4) Extraordinary income/ (expenses) (88) (27) 2,485
)% EBITDA 10,023 7,399 7,416 35% 33,909 24,171 40% Depreciation and amortization 3,132 2,875 2,837 10% 11,752 10,632 11% Operating income 6,891 4,524 4,579 50% 22,156 13,540 64% (3) Share of profit/(loss
fees and service income to operating income ratio 21.2% 23.9% 21.3% (2.7)% (0.1)% 22.5% 22.7% (0.2)% Expense to operating income ratio 45.3% 42.6% 42.8% 2.6% 2.4% 44.0% 41.4% 2.6% Return on average