or originated credit loss impairment (POCI). The Company must estimate the cash flow from the said non-performing debt to calculate the effective interest rate that reduces the credit risk (Effective
, increased 30Mb compared with the first six months of the same period last year. The solid cash flow status is attributed to a strong business performance of the group and an effective credit management for
actual credit loss and expected credit loss to administrative expenses, effective since the 1st quarter of 2021. Finance costs In 3Q2021, finance costs were THB 0.09 million, increased by THB 0.02 million
, administrative expenses were THB 39.92 million, increased by THB 13.71 million or +52.31% YoY mainly due to the reclassification of both actual credit loss and expected credit loss to administrative expenses
cash flow status is attributed to a strong business performance of the group and an effective credit management for both customers and suppliers. Cash Flow from Investing Activities As of 30 September
rates of interest rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum, effective from August 1, 2020 onward. However, a change of customer behavior to be more
rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum, effective from August 1, 2020 onward. However, the company focuses on promoting sales through online channels to
ceiling rates of interest rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum since August 1 last year as well as the announcement of temporary lockdown in July and
addition, the Bank of Thailand cut the ceiling rates for interest rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum, effective from August 1, 2020 onwards. On the