revenue of fatty alcohol business increased by 9% from 3Q2019, mostly due to significantly rising of sales volume of fatty alcohols by 5%. On the other hand, crude palm kernel oil price considerably
portfolio in other retail loans continued to grow considerably contributed by the Bank’s direct sales team. Personal loans amounted to Baht 5,745 million, an increase of 35.5% from the end of 2016, Micro SMEs
to the continuously rising price of cullet which is the key raw material in the production process of amber glass bottles causing the packaging cost to increase considerably. However, the Group
continued to grow considerably contributed by the Bank’s direct sales team. Personal loans amounted to Baht 5,745 million, an increase of 35.5% from the end of 2016, Micro SMEs loans including SME Car3x loans
2018 Page 17/21 Overview of the Stock Exchange of Thailand In line with global equities, Thai stocks saw another year of unusual volatility in 2018 of which investor confidence was affected considerably
provided rent waivers to tenants that cannot remain open for business during the lockdown period announced by the government and provide rental discounts to tenants that remained open but are considerably
volume dropped significantly as a result of China’s lockdown. Moreover, the COVID-19 outbreak considerably affected the economies of trading partners and brought about supply chain disruptions. Domestic
collateral value. 5 Rules under Law on Anti-Money Laundering, Counter-Terrorism and Proliferation of Weapon of Mass Destruction Financing The Anti-Money Laundering Office (AMLO) issued AMLO Rules and
which will support the Company’s business expansion. Moreover, having a well- known business partner, as a major shareholder will promote the Company’s image, and attract investor attention considerably