of the Dessert Shop into a new store format under "After You Marketplace" to generate additional income streams and to maximize the utilization of areas in the existing stores, especially during the

cardholders to convert the transaction from full payment to installment payment for up to 10 months, “AEON Gift 2017” AEON cardholders register via website or SMS in order to redeem the premiums, “AEON Shop

cardholders throughout the year. For example, “AEON Shop Plus” campaign was launched for credit card customers to accumulate sales slips up to required amounts for premium redemption, campaign “AEON Gift 2019

, the Company partnered with Amazon Café to offer discount 20 baht for all coffee menus and launched campaign “AEON Shop More Get More” to offer “Cash Back” up to 30,500 baht for AEON JCB cardholders who

revenue streams to mitigate the risk of reliance on sales in China. Currently, the Company received good feedbacks from the market expansion in the Philippines but still could not compensate for the

economic slower expansion indicated risk of soften retail trade sector. (Source: BOT Press Release No.56/2019 on Monetary Policy Report and Monetary Policy Committee’s Decision 7/2019) 2 Performance Analysis

private consumption and total investment were constantly expanding. However, Thai economy still faces external risk such as U.S. monetary and trade policy and global economic uncertainty. As of August 31

slowed down. In addition, Thai economy still faces external risk such as trade war between US and China and global economic uncertainty. As of August 31, 2019, the Company’s total cards reached 8.75

DJSI. If yes, assess whether the disclosure can be applied to TCFD 3.3 3.4 Evaluate internal risk management processes and consider whether they can be adapted to incorporate climate-related risks

sharp drop in tourist SIM while postpaid acquisition and handset subsidy slowed down from temporary shop closure, resulted in slower net add. With intense competition in prepaid and reintroduction of