-17.49% Basic Earnings per Share 0.77 0.51 0.32 0.52 2.57 2.12 -17.49% In FY 2017, the Company’s total revenues amounted to 5,331,47 million baht, increased by 329.07 million baht or 6.58% comparing to the

due to the expansion of our market share from acquiring new parts in passenger cars and pickup 1 ton; meanwhile, the automobile production in this quarter was contracted. Moreover, the sale volumes of

1.0% 4.5% 27,814 27,229 2.1% Earnings per share (Baht) 4.94 4.90 4.73 1.0% 4.5% 14.57 14.26 2.1% Net interest margin 2.35% 2.36% 2.42% (0.01)% (0.07)% 2.39% 2.38% 0.01% Net fees and service income to

rose by 13.5% YoY. 2 MD&A 3Q 2018 (ended 30 September 2018) MASTER AD PLC MANAGEMENT DISCUSSION & ANALYSIS 3Q 2018 6 NOV 2018 IMPORTANT EVENTS IN 3Q 2018 July - On 18 July 2018, shareholders at

million baht, dropped from the same period last year around 50.32 million baht or 32.53%, and recorded earning per share at 0.52 baht. (unit: million baht) Q1/FY2018 Q1/FY2017 %YoY Total Revenues 1,366.11

Bank and its Subsidiaries Million Baht Item Quarter Change (%) 1/2019 4/2018 1/2018 4/2018 1/2018 Net profit * 9,028 8,101 9,005 11.4% 0.3% Earnings per share (Baht) 4.73 4.24 4.72 11.4% 0.3% Net

value gains (losses) and other income totally increased by 16.9 million Baht, net claim expenses (less claim recovery from reinsurers) however rose by 33.32 million Baht. The ratio of net claim expenses

. Besides, the Company won savings lottery issued by Bank for Agriculture and Agricultural Co-operatives. The profit for the year 2017 therefore rose as mentioned earlier. This information is provided for

director, senior portfolio manager, Asia, Morgan Stanley Investment Management (6) Jenn-Hui Tan, global head of stewardship & sustainable investing, Fidelity International (7) Danielle Welsh-Rose, ESG

last year (“QoQ”). • Revenue from transmission and telecommunication tower decreased by 50.87% QoQ as a result of rescheduling of delivery plan by major customer. • Revenue from sale of electricity rose