Bt2,189mn, increasing 23% YoY and 7.4% QoQ due to strong subscriber demand in working and studying from home, partially offset by continued low price offering to address weak consumption which lowered ARPU
(ThaiCERT). Given the more sophisticated cyber risks, financial institutions as service providers, and customers as users, are increasingly vulnerable to losses. In terms of cyber security readiness, however
sophisticated machine learning. JEL Classification: C45, G34, M14 Keywords: corporate culture, board gender diversity, female directors, corporate governance, machine learning, textual analysis, agency theory 2
effective interest method and also from the recognition of interest income from non-performing loans. Yield on loan for 1Q20 increased to 7.7% from 7.2% in 1Q19. Additionally, the Bank has lowered the lending
coronavirus pandemic (COVID-19) that caused widespread economic disruption. The Bank of Thailand has lowered its GDP forecast for year 2020 from the previous expected growth of 2.8% to be at -5.3%. Foreign
beginning of the year in Asian Countries such as China, South Korea and Japan where they were our major clients lowered the occupancy rate causing the decrease in revenue. Revenue breakdown EBITDA breakdown
customers in response to the macro low spending environment . The starting price was lowered to Bt399/Month for 100Mbps from Bt599/Month a year earlier; therefore, industry ARPU was on declining trend
from strong growth in both fixed-broadband and non-mobile enterprise business. • Mobile revenue reported Bt116,696mn, decreasing -0.5%YoY from lowered ARPU from Bt224 to Bt213 as a result of continuing
volatility, effectively assume this risk. Structured securities are complex instruments, typically involve a high degree of risk and are intended for sale only to sophisticated investors who are capable of