effective interest method and also from the recognition of interest income from non-performing loans. Yield on loan for 1Q20 increased to 7.7% from 7.2% in 1Q19. Additionally, the Bank has lowered the lending
including retail lending, commercial lending, corporate lending, Special Asset Management (SAM) or distressed asset management loan and other loans. The breakdown of total loan portfolio is as follows; Type
including retail lending, commercial lending, corporate lending, Special Asset Management (SAM) or distressed asset management loan and other loans. The breakdown of total loan portfolio is as follows; Type
% (%) Retail Lending 142,334 59.8 140,402 61.4 1.4 Hire Purchase 105,760 44.4 108,191 47.3 (2.2) Personal loan 7,639 3.2 6,528 2.9 17.0 Micro SMEs loan 7,827 3.3 7,040 3.1 11.2 Housing loan 21,108 8.9 18,642 8.2
% (%) Retail Lending 142,334 59.8 140,402 61.4 1.4 Hire Purchase 105,760 44.4 108,191 47.3 (2.2) Personal loan 7,639 3.2 6,528 2.9 17.0 Micro SMEs loan 7,827 3.3 7,040 3.1 11.2 Housing loan 21,108 8.9 18,642 8.2
economic environment, the growth of commercial bank lending will likely slow. Banks will closely and continuously monitor loan portfolios and adopt cautious lending policies. This, coupled with the Bank of
election, which is expected to take place early of 2019. Thai Banking Industry Although the commercial banking system in Thailand is facing challenges from an uncertain economic environment, its lending and
lending, corporate lending, Special Asset Management (SAM) or distressed asset management loan and other loans. The breakdown of total loan portfolio is as follows; Type of loans Mar 31, 2019 Dec 31, 2018
line with the continued economic slowdown, whereas overall consumer loan continued to grow at a high rate despite a slower growth in mortgage lending and auto loan, personal loan and credit card expanded
line with the continued economic slowdown, whereas overall consumer loan continued to grow at a high rate despite a slower growth in mortgage lending and auto loan, personal loan and credit card expanded