consumers. In addition, the direction of technology in the long-term that will change into the 5G might increase the sales growth in the future. 2. Personal Loans Business The growth of personal loan business
bonus due to the unforeseen circumstances that might happen in the future. There was also financial support policy from Social Security Board for COVID-19 by reduced 5% employer’s monthly contribution to
from 86.3% to 90.6% in the first quarter of 2023 and political stability after the election, which might delay the government’s budget approval for 2024. For the 1Q/2023, the Company has total new sales
well, the Company also intends to expand our business to CLMV countries (Cambodia, Lao PDR, Myanmar, Vietnam), which obtain an interesting direction of business growth. In the first quarter of , the
(Cambodia, Lao PDR, Myanmar, and Vietnam); which are the countries having interesting growth direction of business. The Company also organized the marketing activities to educate the water quality, which is
Company, therefore, the interesting bearing debt to equity ratio and the debt to equity ratio of shareholders do not exceed 1:1 which is in compliance with the Company’s policy. The financial costs are also
statement as of June 30, 2017 and the Company’s unstable profitability and unfavorable of steel industry which caused the Company might not be able to receive source of funds from other financial institutes
on its current financial statement as of June 30, 2017 and the Company’s unstable profitability and unfavorable of steel industry which caused the Company might not be able to receive source of funds
regions such as Middle East, Latin America, Europe and Africa. Due to the upcoming trade war and the slowdown in the world economy, the company is monitoring the situation closely as these might be a risk
. Details on connected persons and the area of interest of connected persons Name list of shareholders of the Company who are the connected persons and might have the conflict of interest are as follows: Name