.pdf E_1 Legal_FA_2015_12_29-c lending are implemented. For deposits, pricing competition may be limited as most banks have turned their focus to improved capability in gaining access to new customers
(ไทยแลนด) จำกัด (มหาชน) (AP) A/(TRIS) หุนกูของบริษัท ซีพี ออลล จำกัด (มหาชน) (CPALL) A+/(TRIS) หุนกูของบริษัท เจริญโภคภัณฑอาหาร จำกัด (มหาชน) (CPF) A+/(TRIS) หุนกูของบรษิัท ซีพีเอฟ (ประเทศไทย
taking its toll since mid of March. During Jan-Feb, non-SW revenue posted 10% increase but turned negative in Mar. Number of patients decreased yoy by 5% for OPD and 7% for IPD. However , revenue per visit
in the central business area. The strategy of the Company has thus been adjusted to be in line with the market condition and business. The Company has turned to the rental market as a measure of risk
loss in Q1 2020 but turned profitable in Q1 2021. 3) Lower tax expenses. 2) Financial Position Analysis (Unit : Million Baht) March December Change 2021 2020 Amount % Change Total Assets 23,138 22,346
disturbed by sharp decline in Chinese tourists, turned off by series of unfortunate events. The Chinese tourists are one of a key customer of the company. Consequently, domestic sales experienced a 1 6.69
loss branches and turned to emphasize the other distribution channels where there were lower cost and higher margin. Another important development of mobile phone distribution business in the previous
and service were difficult due to the weak purchasing power. Since the consumers were price- sensitive, together with a high competition in the market, some entrepreneurs turned to reduce their
lockdown offset by improving bad debt expense. Net FX loss was Bt181mn in 3Q20, turned negative, compared to FX gain of Bt344mn in 2Q20 as THB had depreciated against USD and increased capex payable. Finance
August 2018 also turned Chalarm sales to near breakeven (-0.7% YoY in 2018, improved from -15% YoY pre-launch to +18.0% YoY post launch of Chalarm Black Galingale). Also, M-Presso (NPD launched in February