year remains uncertain, depending on the domestic COVID-19 containment and the hope of getting a thorough vaccination program. For the overall Group's business operations, in the first quarter of 2021
reserve The above right to receive dividends remains uncertain unless the 2020 Annual General Meeting of Shareholders has granted the approval. 4. Approved to propose the Shareholders’ Meeting for
additional legal reserve The above right to receive dividends remains uncertain unless the 2020 Annual General Meeting of Shareholders has granted the approval. 4. Approved to propose the Shareholders’ Meeting
estimated doubtful debt of 4 million baht, recorded in the financial statements in accordance with the accounting standard Financial Issue No. 9 - Financial Instruments (TFRS9), thus, the Company has a net
percent. The favorable global economic conditions will continue to support exports and tourism, resulting in positive spillovers to investment in related sectors. At the same time, government spending is
assumption is material because of the subjectivity and judgment required to account for highly uncertain matters, as well as 12 whether the estimate or assumption will have a material impact on financial
disclosed, the issuer shall consider whether the nature of the estimate or assumption is material because of the subjectivity and judgment required to account for highly uncertain matters, as well as whether
swiftly and thoroughly help crisis- hit borrowers, especially via debt restructuring. Close monitoring has been undertaken to ensure that borrowers have sufficient capital funds and liquidity to continue
-income households. Nevertheless, high levels of household debt continue to weigh on household purchasing power. Headline inflation in the first quarter of 2019 was 1.2 percent, up from 0.4 percent in the
their continue concern on loan portfolio quality. Although the deterioration in credit quality affected profitability, but Thai commercial banking system’s remained sound as banks continued to closely