categories 8 Physical risks Acute Chronic Differences Weather events driven Long-term shirts in climate patterns Examples Droughts, floods, wildfires Rising temperature & sea level, chronic heat waves EXAMPLES

and acute physical risks? To understand climate risk is to consider and address key questions of transition risk and physical risks. STRICTLY PRIVATE AND CONFIDENTIAL. FOR PROFESSIONAL INVESTORS ONLY

do foresee that this business will pick-up in Q4 and next year, even if the sector in general remains under stress, as our new pioneering flux product gains traction replacing imported alternative

risks Transition risks • Policy and regulation • Technology development • Consumer preferences Physical risks • Chronic (e.g. temperature, precipitation, sea levels) • Acute (e.g. heatwaves, floods and

whole entire year.  The refinery business had an inventory loss of THB 1,489 million (including lower of cost or market (LCM) THB 689 million) from the sharp decline of crude oil price in the global

appreciated. Whereas in 2018 inventory loss was recorded at THB 1,489 million (including lower of cost or market (LCM) THB 689 million) due to the sharp decline of crude oil price in the global market between

the COVID-19 crisis that has spread across various countries in the world. This has caused crude oil price in the global market to sharp deteriorate since late Q1/2020 continuing into Q2/2020

the previous year. As Q3/2018 experienced sharp spikes in global crude oil price, coupled with the government measures to appoint retail Diesel price ceiling at THB 30 per liter, resulting in a

order book will pick up. Certain other key segments like chemical and construction also show positive tendencies. The continued strength of the Thai baht is making exports more challenging competitively

devices to deliver bundled solution to clients. We saw a pick up in the hardware sales as Tiger was agile in offering advance clocking devices that incorpoarte temperature control during the Covid era