to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves ratio is at 186.65%. Earnings per share for the second quarter and the
over the business in pursuant to the investment proportion in ICUK, indirectly by shareholding of CVHLUX: Expand footprints into the PRC that has large market size and growth prospect and leverage
stringent laws, regulations and relevant standards. To tackle these challenges, we organized classes and seminars for stakeholders to expand their knowledge and upskill their proficiency in technologies
and increase FN brand equity in a long run. For the proportion of other income to total revenue, the Company was able to maintain proportionate compared to previous period. The Company targets to expand
period last year due to a slowdown in sales in China since the end of last year. Nevertheless, the Company managed to expand its business to the Philippines to extend the customer base and diversify its
Ratio 2018 Ratio Increase / (Decrease) Amount Ratio Service income 2,220.88 100.00% 1,832.11 100.00% 388.77 21.22 Cost of service 1,868.61 84.14% 1,454.70 79.40% 413.91 28.45 Gross Profit 352.27 15.86
risk) (%) The ratio of investment position hedged against foreign exchange risk shall be expressed in term of percentage (%) as at the end of a month. 13.4 Portfolio Turnover Ratio: PTR (time) PTR shall
foreign exchange risk shall be expressed in term of percentage (%) as at the end of a month. 13.4 Portfolio Turnover Ratio: PTR (time) PTR shall be calculated based on the lower amount between the total
investment. FX Hedging refers to the percentage of investments denominated in foreign currencies and are hedged against foreign exchange risk. Portfolio Turnover Ratio refers to the frequency of securities
ratio from domestic and export sales 55:45 respectively change from the proportion of 64:36 for the corresponding period last year. Revenues from overseas sales which are mainly generated from sales of