401.5 26.1 Other operating expenses 686.4 673.2 13.2 2.0 Bad debts, doubtful accounts and impairment loss 330.0 155.0 175.0 112.9 Income tax expenses 154.8 126.0 28.8 22.9 Profits before bad debts and
-interest income also increasing slightly by 0.2%. Meanwhile, operating expenses also increased due to higher loss from sale of foreclosed assets. During 2019, the overall Bank’s loan portfolio grew by 4.2
while other non-interest income declined yoy. Overall operating expenses also declined from effective cost management when comparing to the same period last year. The Bank continued to remain prudent when
still not yet full of the production capacity to cover the fixed costs. 3. Selling expenses For Quarter 2 of the year 2019, the selling expenses was 3.46 million baht or 3.74% from sale revenue compare to
Other operating expenses 715.7 681.4 5.0 682.8 4.8 2,768.1 2,720.6 1.7 Bad debts, doubtful accounts and impairment loss 60.0 70.0 (14.3) 130.0 (53.8) 570.2 617.2 (7.6) Income tax expenses 135.0 155.3
(3.6) 4,486.1 4,805.2 (6.6) Net non-interest income 804.0 1,011.8 (20.5) 513.2 56.7 3,417.8 2,254.8 51.6 Operating income 1,912.0 2,108.6 (9.3) 1,662.4 15.0 7,903.9 7,060.0 12.0 Other operating expenses
Gain and return on financial instruments decreased of Baht 190.32 million whereas Operating expenses decreased mainly from Employee expenses decreased of Baht 126.50 million and The allowance for
operating expenses 681.4 684.5 (0.5) 675.7 0.8 2,052.4 2,037.9 0.7 Bad debts, doubtful accounts and impairment loss 70.0 110.1 (36.4) 140.0 (50.0) 510.1 487.2 4.7 Income tax expenses 155.3 168.4 (7.8) 146.9