quarter owing to the close monitoring of debts and a proactive approach in asset quality management adopted by commercial banks. As of the end of the second quarter of 2018, net loans at 14 domestically
firm personnel participate in any professional organization or development? If yes, describe. 16 Do the firm personnel serve on professional committees or write professional publications? If yes
representative organization that acts as a shareholder of all Thai listed companies on the Stock Exchange of Thailand. TIA has been carrying out the “Quality Assurance Program for the Annual General Shareholders
representative organization that acts as a shareholder of all Thai listed companies on the Stock Exchange of Thailand. TIA has been carrying out the “Quality Assurance Program for the Annual General Shareholders
A-1 CODE OF CONDUCT FUNDAMENTALS FOR CREDIT RATING AGENCIES THE BOARD OF THE INTERNATIONAL ORGANIZATION OF SECURITIES COMMISSIONS REVISED MARCH 2015 A-2 CODE OF CONDUCT FUNDAMENTALS FOR CREDIT RATING
maintenance, pest control), ongoing maintenance, clearing, thinning, fertilisation, management, harvesting and extracting. The cost of setting-up and maintaining protection measures (e.g. rangers and monitoring
written investment governance policy, (4) making informed investment decisions and monitoring investee companies regularly, (5) escalating monitoring of and engagement with the investee companies in case of
compliance with the law; Considering complaints and wrongdoings, monitoring risks, considering wrongdoings on the issue and offer for sale of securities, as well as the wrongdoing of the relevant professionals
Engagements) (1) (1) 4 (Human Resources) ( ) ( ) 5 (Engagement Performance) (2) ( ) 6 (Monitoring) (1) (2) 100 .20 65 2 KPMG KPMG AQIs 2 KPMG KPMG 2 KPMG KPMG KPMG KPMG KPMG KPMG KPMG KPMG 108 31 2564 5.60
) 4 (Human Resources) ( ) ( ) 5 (Engagement Performance) (2) ( ) 6 (Monitoring) (1) (2) 100 .20 85 2 EY data analytic tools EY EY EY EY EY EY EY EY EY 211 30 2564 6.41 35 EY 3 3 1 (Leadership