Culture), while Political & Regulatory is remained unchanged. Thailand fared very well in Accounting and Auditing (IGAAP), moving from 73 percent to 80 percent. Thailand is ranked the second following only

timely manner prior to deterioration of customers’ debt servicing capability and overall credit quality of KBank.  Monitor customers’ credit line utilization and customer status via early warning signs

value is reduced in the same value making the net profit unchanged. Therefore, in order to comply with the Financial Reporting Standard No. 15 (TFRS 15), subject: The revenue from contracts made with

, unchanged from the end of prior year. Still, the ratio did not exceed 3.00 times, which is the covenant for bank loans and debentures. 3 Income Statement For the three-month ended March 31 Change Unit

, an increase of Baht 3,076.25 Million from the end of 2018. Net-Debt-to-Equity ratio according to the Company’s consolidated financial statement as of June 30, 2019 was 1.07 times, unchanged from the

remained unchanged at 7.88% in 6M 2018, compared to 7.89% in 6M 2017. 2 Other income The Company and its subsidiaries had other income of Baht 782.60 million, increased by Baht 41.25 million or 5.56 % from

1,760 million Baht. However, the record of the OFC rental under the Rental Assurance Agreement (20% of the OFC) remains unchanged. 2/2 3. Net profit In the first quarter of the year 2020, the Company and

unchanged. Administrative Expenses The Company has the administrative expenses in the first quarter in the amount of 78.5 million Baht or equal to 7.1 percent of the revenue from sales. The ratio between

monitor the effectiveness of the company’s risk management.  ​6.1.7 The board has to ensure and monitor that the company complies with relevant and applicable law and standards, whether domestic

reporting process, ensure the company has efficient internal control system, monitor the performance of the company to ensure compliance with the laws and regulations, review transaction that may have