highly uncertain situation. V2 27/08/63 5 Operating Income and Expenses of the Bank and its Subsidiaries Million Baht Quarter Change (%) H1 Change 2/2020 1/2020 2/2019 1/2020 2/2019 2020 2019 (%) Net

้ ำควำมเป็น The Magnitude of Luxury & Leisure Resort Shopping Destination ระดับโลกอย่ำงสมบูรณ์ใหแ้ก่กลุ่มลูกคำ้ทอ้งถิน่ และกลุ่มนักท่องเที่ยวต่ำงประเทศ โดยเซ็นทรัล ภูเก็ต ประกอบไปดว้ย 2 ศูนย์กำรคำ้ ไดแ้ก

Likelihood Rare (1), unlikely (2), possible (3), likely (4), very likely (5) Magnitude of impact Insignificant (1), minor (2), moderate (3), major (4), significant (5) Adaptability Very low (1), low (2

, the 17 estimated coefficient of 𝐶𝑆𝑅 in any model is positive and significant at the 1% level, with a larger magnitude than those of most control variables. The results from SEM strongly support the

. However, the magnitude of change will not be great due to the support of strong economic fundamentals and the emergence of a new driving force through the expansion of aggregated supply. Market Outlook

digital clients so they can increase their revenues and reduce customer servicing costs. V3 22/02/62 14:27 น. 3 Thai Banking Industry in 2019 Global economic growth is likely to be slow and uncertain, while

assets to another business or changing the financial instrument with the financial instrument of other business subjected to condition causing a loss to the business. 18. Provision means uncertain

uncertain liabilities related to the period or payable amount. The company is able to estimate respectfully such liabilities value and being an encumbrance has an opportunity to cause a business loss economic

condition causing a loss to the business. 18. Provision means uncertain liabilities related to the period or payable amount. The company is able to estimate respectfully such liabilities value and being an

still uncertain until the approval obtained from the shareholders’ meeting. 2. authorization of Mr. Eugene S. Davis or Mr. Varah Sucharitakul or any person designated by Mr. Eugene S. Davis or Mr. Varah