decreased by Baht 27.58 million or 19.10% and Local Sales Revenue was decreased by Baht 10.14 million or 3.52%, as the result of COVID-19 Pandemic, overall economic has been slowdown both in Thailand and

1 FY20 MD&A Advanced Info Service Plc. Executive Summary Mobile business affected by weak economy and competition in data pricing Slowdown in economic and business activities had been observed

and THB 2,752 Million during the last 6 months. Apart from debt reduction, the cash injection from rights issue is enabling the Company to take up several critical Capex for operational improvements and

fragile economy with signs of global economic slowdown despite a continuous recovery in Thailand’s tourism and the improvement in inflation that helped boost private consumptions and economic activities. In

in a decrease in the cost-to-income ratio, which stood at 42.52 percent. KBank has set aside higher allowance for impairment loss on loans, in line with uncertainties from the ongoing economic slowdown

economies has caused a dramatic slowdown in economic activities in many sectors and may lead to an economic recession. These situations may impact the commercial banking system’s loan quality, so commercial

to a 20% reduction in IVL’s core EBITDA. Operating cash flow through this period increased by 33% to $1.3B, as a result of lower prices and operational excellence. IVL has proposed a dividend of

year. Despite the reduction in sales quantities and prices, the increase of Baht 1082 million was mainly on gain from decreased capital of investment in subsidiary (Baht 639 Million), Reversal of loss on

, representing a 19.26 percent decrease. The drop in total revenues was partly a result of reduction in sales revenue which decreased to 60.38 million baht from the first quarter of the year before, when revenue

competitors’ kiosks, and the economic slowdown, which affects middle-to-low income population’s purchasing power. The details of total revenue are as follows: 1) Income from rendering of top-up service for