Project which convenience, time efficiency and familiar. The behavior of people has changed which resulted to the increase in MRT passengers. The average ridership of the MRT Blue Line Project in the first

the MRT Blue Line Project in August 2017 as more convenience and time efficiency for passengers which resulted to an increase in ridership of both projects. The average ridership of the MRT Blue Line

ratio in this quarter stood at 49.31 percent. KBank also set aside a higher expected credit loss of Baht 3,047 million compared to the preceding quarter, with prudent consideration of factors in line with

interim dividend payment of THB 0.35 per share, approximately 66% payout ratio of the consolidated net profit after deducting the legal reserve, was approved and set to be paid on September 13, 2019. *Net

ratio was also close to the target, at 43.96 percent. At the same time, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s requirement. As

. Other operating expenses fell Baht 471 million or 2.83 percent over-quarter. Given that the decrease in income was more pronounced than that of other operating expenses, our cost to income ratio rose to

service: Call & Shop (shopping via telephone) • New service: Drive Through • Cooperate with Dolfin e-wallet application to encourage e-payment for convenience and safety Furthermore, we have introduced “5

cashing service channels 3 providing more convenience to customers and this also saved the Company’s operation cost. AEON members can utilize the revolving loans service through many service channels

addition, the Company has expanding more cashing service channels providing more convenience to customers and this also saved the Company’s operation cost. AEON members can utilize the revolving loans

promotions with dealers for installment loans. The Company also has expanding more online services for customers’ convenience and this also saved the Company’s operation cost as well. Therefore, AEON members