the internal audit and internal control systems as well as the compliance system were inefficient. Besides, the bank failed to place importance in the handling of its data management system or

inefficient and failing to detect if its employees use their related persons to open a trading account and execute transactions. Even though the relationship between clients and employees was found out, the

) surveillance system to prevent conflicts of interest: the system was found to be inefficient and failing to detect if its employees use their related persons to open a trading account and execute transactions

confirmation documents to make sure that they are truly issued by the banks or the asset management companies in charge, and to update their fund books (if any) in the following business day to prevent damage

. Like COVID-19 vaccine, the economy also needs its own vaccines to make sure the economy would grow more sustainable in the long-run. The economic vaccines that I mentioned are the following. The first

C. Rembert, Ceres 4. Are investors already engaging on the company or industry and topic? Do your homework to make sure you are not duplicating effort, or that companies are not approaching an issue

, associated risks, criteria for returns payment and redemption, expenses and tax benefit conditions before making any investment decision to make sure that they would be entitled to receive benefits and would

other past behaviors demonstrating inappropriateness for acting as capital market business personnel.  Investors are strongly advised to always verify transaction confirmation documents to make sure

 to make sure that the personal data management is compliance with PDPA by creating Data Governance Policy and Guidelines for personal data protection management throughout the data life cycle

accounts regularly to prevent other persons from using the accounts to trade securities without the investors’ authorization. Besides, transaction conformation documents must always be monitored to make sure