) to total loans at the end of 2018 remained unchanged at 2.9 percent. However, the level of capital reserves and loan loss reserves remained high and adequate to absorb future loan losses in the banking

household income were decreased, together with household debt that remained stay in high level, therefore it caused the decrease of household sector’s purchasing power continually. While the investment of

the third quarter of 2017. As commercial banks prioritized managing liquidity at a level appropriate for ebbing demand for loans amid repayment of loans from businesses, government sector and SMEs, net

the days that have absolute daily return less than 0.15% and total observed days. This liquidity ratio is based on the assumption that high liquidity would lead to the less volatility as the investors

banks. There are areas of overlap and the various bodies do seek to cooperate, meeting regularly and participating on the High Level Committee on Capital Markets, chaired by the Minister of Finance

(EDC) catered to businesses with a high volume of daily cash transactions such as hospitals, beauty salons, hotels, restaurants, convenience stores, department stores, gold shops, car dealers, airlines

could be attributed to increase in impairment loss on loans and debt securities in line with non-performing loans to total loans, which remained at a high level. Net fees and service income – one of

representative in Thailand Information as of XX XX XXXX Name of the ARFP Fund Unit Class SRI Fund Class code Type of mutual fund Risk Level Low 1 2 3 4 5 6 7 8 High Risk Profile Explanation Investment policy and

Fund Unit Class SRI Fund Class code Type of mutual fund Risk Level Low 1 2 3 4 5 6 7 8 High Risk Profile Explanation Investment policy and strategy Calendar year performance and benchmarks over the past

the loan to deposit ratio and the Liquidity Coverage Ratio (LCR) which reflects the excess liquidity in the commercial banking system. With the combination of the recent high level of provisioning in