: AA+ (THA), Outlook: Stable S&P BBB+, Outlook: Negative 6 3Q18 MD&A Advanced Info Service Plc. 2018 MANAGEMENT OUTLOOK & STRATEGY (Revised) Core service revenue +3.5-4.5% YoY (revised from +5-7% YoY
share capital” in statements of financial position as of 30 September 2018. Financial ratios were calculated based on The Stock Exchange of Thailand’s formula. MANAGEMENT OUTLOOK During the past decade
80% 2027 9,000 750 - - Retained earnings 24,675 8.7% 32,505 11% 2028 - 750 - - Others 25,752 9.1% 25,163 8.7% Total Equity 50,427 18% 57,669 20% Credit Rating Fitch National rating: AA+ (THA), Outlook
the protracted US-China trade negotiations and concerns over Brexit risks. For the final quarter of this year, a brighter outlook seems to be in store for the Thai economy, thanks to the government’s
guidance and outlook for 2022 were maintained. Market and Competitive Environment Although Thailand has reopened and the lockdown restrictions have been lifted, the impact of the Omicron outbreak continues
3,473 2029 2,934 3,473 2030 2,934 3,473 2031 3,000 Credit Rating Fitch National rating: AA+ (THA), Outlook: Stable S&P BBB+, Outlook: Stable Source and Use of Fund: 9M22 (Bt.mn) Source of fund Use of fund
3,473 2029 2,934 3,473 2030 2,934 3,473 2031 3,000 Credit Rating Fitch National rating: AA+ (THA), Outlook: Stable S&P BBB+, Outlook: Stable Source and Use of Fund: 9M22 (Bt.mn) Source of fund Use of fund
National rating: AA+ (THA), Outlook: Stable S&P BBB+, Outlook: Stable Source and Use of Fund: 9M22 (Bt.mn) Source of fund Use of fund Operating cash flow 62,976 Dividend paid 22,871 Sale of equipment 123
Environment 1 1.1 Global and Thai Economy in 2019 and Outlook for 2020 1 1.2 Banking Industry, Competition and Emerging Risks 2 1.3 Significant Regulations and Rules related to Business Operations 5 2. Risk
July 2019, Moody’s Investors Service upgraded the Bank’s subordinated debt instrument rating to Baa2 from Baa3 and the Bank's Baseline Credit Assessment (BCA) to baa1 from baa2 and changed the outlook to