) 2.4 3.1 Net profit (after MI) 2 (%) 13.9% 23.7% Average collection period7 (days) 77 69 Return on equity3 (%) 11.1% 17.4% Payable days (days) 124 145 Efficiency Ratios Leverage Ratios Return on assets4
are monthly mobile subscription. However, Enterprise clients has been granted longer credit term ranging from 30 days to 120 days depend on type of services. Average collection period (days) for FY20
service are monthly mobile subscription. However, Enterprise clients has been granted longer credit term ranging from 30 days to 120 days depend on type of services. Average collection period (days) for
30 days to 120 days depending on the type of services. The average collection period (days) for FY22 was 31 days, decreasing from 32 days in 2021. Net FX loss was at Bt -37mn in 22FY, compared to FX
) 10 Cash collection from NPLs management business to net NPLs is calculated from the sum of cash collection received from NPLs management business divided by loans purchased– net (average). See “-Cash
flows divided by net profit of the preceding year. 9 Interest bearing debt to equity ratio is calculated from debt issued and borrowing divided by shareholders’ equity (average) 10 Cash collection from
’ equity (average) 10 Cash collection from NPL management business to net NPLs is calculated from the sum of cash collection received from NPL management business divided by credit for purchase of
debt issued and borrowing divided by shareholders’ equity (average) 10 Cash collection from NPLs management business to net NPLs is calculated from the sum of cash collection received from NPLs
) Financial Ratios Financial Ratios 2017 2018 9M/2018 9M/2019 Liquidity Ratios Current Ratio (time) 0.27 0.15 0.24 0.07 Average Collection Period (day) 33 32 20 16 Average Sale (Inventory) Period (day) 22 19 24
/2018 4Q/2018 Average credit limit of customer (Baht) 28,302 33,335 57,787 43,169 2. Effective debt collection, the Company has expedited to collect the principal debt to enhance its collecting amount