loss As of November 30, 2023, the Company provided allowance for doubtful accounts of 9,488 million baht, where the default receivables in credit risk (NPL Stage 3) in accordance to TFRS9 was 6.23

of February 29, 2024, the Company provided allowance for doubtful accounts of 8,288 million baht, where the default receivables in credit risk (NPL Stage 3) in accordance to TFRS9 was 5.0% slightly

receivables 71 million baht. - Allowance for expected credit loss As of May 31, 2024, the Company provided allowance for doubtful accounts of 8,289.19 million baht, stable from the end of last fiscal year

15. The SEC Office may not grant an approval for an offer for sale of sukuk to any application when it appears to the SEC Office certain facts that lead to the following suspicious circumstances: (1

the SEC Office a fact causing any of the following suspicious grounds, the SEC Office may not grant approval for the offer for sale of the debt securities: (1) the Thai government agencies filing the

months 13 13 Total 193 227 Allowance for doubtful debt 13 11 Liabilities And Shareholders’ Equity LIABILITIES AND EQUITY BREAKDOWN 31 DECEMBER 2016 31 DECEMBER 2017 (THB million) % out of total liabilities

หนี้ธุรกิจสัญญาซื้อขายล่วงหน้า หลังหักค่าเผื่อ หนี้สงสัยจะสูญ (Allowance for doubtful account) และค่าเผื่อการปรับมูลค่าจากการปรับโครงสร้างหนี้ (Revaluation allowance for debt restructuring) บวกกับ

doubtful account) และค่าเผื่อการปรับมูลค่าจากการปรับโครงสร้างหนี้ (Revaluation allowance for debt restructuring) บวกกับดอกเบี้ยค้างรับ ทั้งนี้ ลูกหนี้ธุรกิจหลักทรัพย์ ให้รวมถึงลูกหนี้ลูกค้าที่ซื้อขายหลัก

from assets impairment (Reversal of) 2,950 - 1,479,091 86% (1,127,054) -76% Loss from allowance for doubtful account (Reversal of) - - (7,033) - (57,477) -4% Financial costs 152,358 7% 169,153 10

including sale promotion for Frequent Flyer Program (FFP), Corporate Social Responsibility program (CSR) and doubtful debt. Finance Costs Finance costs consist of lease payments under the sub-lease agreement