of international tourists. Private investment is prone to recover in the second half of 2017 especially in automobile equipment, consistent with significant growth of passenger car sales in Q3

mainly due to the higher gross margin in car exhaust pipes and other metal products. For the period of nine months ended 31st Dec 2017, the Company and its subsidiaries had gross profit margin of 13.96

comparing to the same period of the previous year. In addition, the sales volume of automotive exhaust pipes for export portion was also reviewed to adjust by the car manufacturers due to the impact of the

นี้ การที งทางการจัดจํา คูแขง และมีรา กคา SIM Car รางผลตอบแท ธุรกิจรับจางติด อยางไรก็ตาม การปลอยสินเช ลประกอบการใ การปลอยสินเช พัฒนาอสังหา อกจากน้ี ในส นป 2562 นี้ หนา 3/4 2560 เทากับ น้ดอย

แทนตอสินทรัพยที่กอใหเกิดรายไดสุทธิ (NIM) เงินใหสินเชื่อดอยคุณภาพ (gross NPLs) ตอเงินใหสินเชื่อ อัตราสวนเงินกองทุนชั้นท่ี 1 (Tier 1 ratio) อัตราสวนเงินกองทุนทั้งส้ิน (CAR ratio) ในกรณีท่ีผู

grant a special reduction in monthly rental and services fee to tenants in retail space with no lay-off policy as well as a discount in monthly rental, services and car park fees to tenants in office

products such as car exhausted pipes with its high gross margin, higher production costs per unit from fixed costs due to the significant reduced production in the quarter as a result of reduced orders from

% Total Revenues 16,297 MB 4 - Hire Purchase For the first nine-months of 2020, motorcycle and used car hire purchase in Thailand and electrical appliances, mobile phones in overseas business, with the

first nine-months of 2021, motorcycle and used car hire purchase in Thailand and electrical appliances, mobile phones in overseas business, with the revenues of 805 million baht, increasing by 67 million

operating cost to operating income ratio Net interest margin (NIM) Gross NPLs total loans Tier 1 capital ratio CAR ratio Net debt to EBITDA Interest coverage ratio Debt service coverage ratio Debt to equity