back expected +4-5% range. We expect the overall burnt and crude product market contraction in 2020 and expansion in 2021 to be in the same range. This being said, we do not expect further major

for listed and regulated companies. We expect our collective efforts will help to increase investors? knowledge and understanding of their rights and how to exercise them effectively. We also encourage

government sector is constantly changing. As a result, many people expect the business sector to be the key force in establishing corporate governance and driving all sectors to achieve sustainable growth

continued to prioritize upgrades of our capability in data compilation and analytics. This will allow us to understand and anticipate each individual customer’s needs under the “Segment of One” while also

of 2019, KBank continued to prioritize upgrades of our capability in data compilation and analytics. This will allow us to understand and anticipate each individual customer’s needs under the “Segment

” concept. All of these endeavors aim to understand and anticipate each individual customer’s needs under the “Segment of One” concept, and to provide smart, personalized financial and life solutions to the

capacity availability to supply all of our customers. We continue to strengthen the organization with the addition of talent at all levels. Looking to 2019 although we expect a slight easing in some of the

% YoY), or net profit* margin of 12.0% 2019 Business outlook Osotspa 2019 strategy and revenues growth target are consistent with mid-term strategy guidance, which the Company expect revenues to grow mid

” concept. Moreover, under the “Segment of One” concept, we focus on strengthening our capabilities by using data and advanced technology to understand and anticipate each individual customer’s need and

E_1 Legal_FA_2015_12_29-c A WCorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2018 In 2018, the overall Thai economy maintained its growth due largely to healthier growth of exports and tourism, especially in the first half of the year. Meanwhile, the government continued to implement measures to promote and strengthen the domestic economy through support of investment and private spending as well as bolstering opportunities for other econo...