. • The Company also had long-term borrowing from financial institutes at 158.43 million baht, up by 45.83 million baht. Therefore, the Company saw a D/E ratio at 0.17 times. Cash flow The net operating

trend while 5G service at the start Accelerated by pandemic, businesses have been urged to transition or adopt digital technologies. AIS saw revenue in cloud and enterprise solution posed double digit

at the top of the mutual fund business. KASIKORN LEASING CO., LTD. saw satisfactory lending business volume in line with the overall domestic automotive industry while also maintaining healthy asset

competitive landscape remains challenging. We saw particular weakness in the steel sector as uncertainty led to reduced production and after a record sugar season in 2018 this sector has been behind our

, as well as the slowdown in business in Thailand. Even though HV saw a growth in revenue in the past year, it is still a small proportion compared to the revenues from the Company and HP, so overall the

the pressures from the softening demands, as the same period of the previous year saw high demand from the low oil price. Also, supply increased due to production adjustments of refineries in Asia which

supported by growth across all three businesses. Mobile business (Bt29,591mn, 2.0% YoY and 1.3% QoQ) saw slightly improved spending in 4Q21 after pandemic restriction eased while low-price environment

business in Singapore with Baan Ying Group. We saw a good trend in this business and are preparing infrastructure for branch expansion. On Financial strength and cash flow, the Company has paid back full

product. In addition, our engineering business saw the signing of a new project in Indonesia, which will bring positive EBITDA to the business in Q2 to Q4 period. A contingency plan to mitigate the impacts

half of 2020. 4 Management Discussion and Analysis of Business Operation for Q2/2020 Bangchak Corporation Plc. | As for performance in Q2/2020, the company and its subsidiaries saw improvements from the