once again in 2019. However, the company has no policy to speculate on the exchange rate but continues its prudent policy in the full hedging on net position of each currency’s exposure to minimize

mall and become a convenient gathering for customers. Prudent Financial Management and Funding Strategy In 2017, CPN’s average cost of fund stood at 2.81%, lower than the previous year at 3.23

– a building or facility dedicated to the Origination or refinancing of loans, including portfolios 8 2.2. Assets out of scope The red items in Table 1 are excluded either because they are incompatible

creation. Principle 7.5 The board should ensure the establishment of a dedicated Investor Relations function responsible for regular, effective and fair communication with shareholders and other stakeholders

exchange rates. KBank hence prioritized effective risk management in order to cope with economic uncertainties both at home and abroad. We adopted a prudent credit policy, accounting for customer potential

stringent customer approval criteria for commercial lending policies vis-à-vis small and micro businesses. We continued to prioritize risk assessment through prudent screening and close monitoring of

above- and below- the-line production) e) Documentary through international recognized producer such as dedicated program to be premiered on History Channel The Company expects the Company group to

Green Bond IV. Conclusion & Implications Four things to know about “Green Bond” What are Green Bonds? • Green bonds are fixed-income securities which dedicated only to projects with environmental

Commission becomes effective: (i) CSL and CSL’s subsidiaries shall be run in a prudent manner, where actions, arrangements and decisions made shall always be in the best interest of CSL as a whole, and CSL and

announced our joint support for chemical recycling of PET waste in the Netherlands which is expected in 4Q19. Stronger Balance Sheet with Prudent Growth  IVL business model has evolved over the years with