disruption may have significant impact on their clients, undertakings, businesses, reputation, financial condition, and operating performance; “ use of mobile device ” means the use of mobile devices in the
IFRS Club and the Thai Bankers’ Association. For our internal management, we have expedited development and improvement of database and the design of work system and IT structure in 7 order to
million baht. Details of each business can be described as follows: Revenue Structure 9M/2019 - Credit Card For the first nine months of 2019, credit cards turnover accounted 63% of total turnovers with
(Baht per share) 3.95 2.12 -46% 3 Sales and Revenues Structure for the first quarter of 2020 - Credit Card Credit cards turnover shared 66% of total turnovers. In the first quarter of 2020, the
(Baht per share) 3.95 2.12 -46% 3 Sales and Revenues Structure for the first quarter of 2020 - Credit Card Credit cards turnover shared 66% of total turnovers. In the first quarter of 2020, the
% 117% Earning Per Share (Baht per share) 2.12 4.74 4.60 -3% 117% 3 Sales and Revenues Structure for the first quarter of 2021 - Credit Card In the first quarter of 2021, credit card sales accounted for
911 1,115 22% -3% 1,480 1,194 -19% Earnings Per Share (Baht per share) 4.60 3.64 4.46 23% -3% 5.92 4.78 -19% 3 Sales and Revenues Structure for the first quarter of 2022 - Credit Card In the first
(“the Company”) are pleased to submit this Management Discussion and Analysis for the three-month and nine-month periods ended 30 September 2018 with details as follows: Summary overview Thailand Mobile
Plan. Of note was enhancement of the K PLUS SHOP application to make it more convenient for merchants to receive payment via QR code linked to mobile banking of other banks, or via e-Wallet, to help
quarter of 2018 was decreased from 26% to 22%. This is because product/service cost mix changed, with the proportion of cost of non-mobile top-up service increasing. Expenses and expenses to revenues from