profit was Bt104.3mn, decreasing 28.2% YoY • Total revenue from core business was Bt667mn, decreasing 17.1% • Banking agent business (of which the Company is the agent for 6 commercial banks: KTB, KANK
4.1% of service revenue. • Depreciation & amortization was Bt12,783mn, decreasing -1.4% YoY and -1.4% QoQ due to fully depreciating of some 3G equipment, while AIS continued investing to expand 5G
Bt25,078mn decreasing 16% YoY mainly due to lower handset subsidies while offset by higher other G&A expenses. • Marketing expenses were Bt9,990mn declining 38% YoY due to focused subsidy campaigns mainly for
Analysis | 2 Executive Summary In 2018, palm oil production and crude palm oil (CPO) inventory have remained high in both domestic and international market, which resulted in the decreasing price of crude
) (0.8) Interest on securities 95 97 (2) (2.2) Interest on investment in loans 111 311 (200) (64.4) Others 1 0 1 n.a. Interest expenses totaled Baht 1,030 million, decreasing by Baht 104 million or a
end of 2017 declining to 5.0% from 5.6% at the end of 2016. On Special Asset Management business, the Bank sold non-performing assets (NPAs) totaling Baht 987 million and had gain of Baht 481 million
loans ratio at the end of 2017 declining to 5.0% from 5.6% at the end of 2016. On Special Asset Management business, the Bank sold non-performing assets (NPAs) totaling Baht 987 million and had gain of
statements in the amount of THB 314 million, which is decreased from the previous year by THB 86 million, equivalent to 21. 4 percent which resulted from the declining in revenue from the Domestic and Overseas
proportion of decreasing in total costs and expenses was lower than the declining rate in total revenue. This was due to the Company and its subsidiaries incurred financial costs during the development of real