auditors of SMEs have been proposed in response to the growing number of SMEs with potential to become listed on the Stock Exchange of Thailand. In this regard, most of the criteria remain in line with the

million, a 9 .74% or Baht 37.72 million growing up from the same period of previous year. The hospital revenues grew by 10.04% mainly due to the increase in medical service income from Social Security

3.5% YoY. However, the money transfer service, of which the Company is the banking agent for 6 banks, has been growing consistently with 1,159,351 transactions per month, increasing 25.3% YoY, as well

, the total transaction amount was Bt9,943mn, decreasing 5.4% YoY. However, the money transfer service, of which the Company is the banking agent for 4 banks, has been growing consistently with average of

revenue from bad debt recovery continued growing by 18% y-y and the revenue from overseas subsidiaries grew by 10% y-y. Details of each business can be described as follows: Profit and Loss Statement

revenue from bad debt recovery continued growing by 18% y-y and the revenue from overseas subsidiaries grew by 10% y-y. Details of each business can be described as follows: Profit and Loss Statement

be consistent with consumer’s behavior. Moreover, our revenue from bad debt recovery continued growing by 31% y-y. Details of each business can be described as follows: Profit and Loss Statement

cardless cashing totally online shopping increased around 2 times and cardless cashing share more than 30% of total personal loans. Moreover, our revenue from bad debt recovery growing by 11% y-y. Details of

fast growing market through a quality bank of scale  Uniquely positions the Bank to capture new and expanding opportunities arising from increasing ASEAN financial and economic integration  Increases

personal expenses and the depreciation because of the expanding capacity of subsidiaries. Sincerely yours, (Mr.Pongpat Patanavanich) Managing Director